Thursday, March 26, 2009

thank you

and scroll down on tuesday march 24 and see what paola posted about me too~ http://thesassyowl.blogspot.com/

polka dot parade

i am in the polka dot parade!
http://onthedotcreations.typepad.com/onthedotcreations/2009/03/-polka-dot-parade-2-.html

Whirlwind Sales!

ok - i have had a whirlwind of activity on my etsy site! www.crunchycute.etsy.com
i have been very crazy (happy) busy!
i think my sales have prbably doubled in the past week.
i give the credit to several folks.
number one - jamie at saving in style.blogspot.com.
she contacted me and said she loved my stuff! she wanted me to participate in the ultimate blog party and i said "YES!" then she posted this - http://savinginstyle.blogspot.com/2009/03/crunchy-cute-giveaway.html
wow - from that point till today it has been non stop sewing!

then within a few days of jamie - jill at frugalplus.com contacted me and told me that she loved my stuff too!look - http://frugalplus.com/?paged=3 and
http://frugalplus.com/?s=crunchy+cute.
Thank you to Jamie and Jill! And everyone go check out their sites. They Rock!

Sunday, March 8, 2009

Cash Only Budget

My husband and I have been using the cash only budget system for a few years.
We were motivated by Dave Ramsey and his Financial Peace seminar.
Our credit card debt was also a real motivating factor.
When we started the cash only system, I also began an effort to use coupons.
I started researching ways to save money in all areas of our lives.
I checked out thrifty ideas from the internet and even made my own laundry soap.
These things have all become a habit now - a way of life.
The cash only system was a real eye opener for us. The most amazing thing to me was how painful it was to hand over my hard earned cash.
Using a credit card was so much easier. It didn't hurt at all!
But when I started the cash only system, I noticed that I was thinking more about what I purchased. Did I really need it? Or was it something that I just wanted?
Actually looking into my cash envelopes and seeing the money slowly (or in some cases quickly) disappearing every two weeks had a real impact on me. I could SEE the money being spent.
There have been some set backs along the way but through it all we have maintained a sincere effort to use cash in every situation possible.
I am curious to hear about others who are using this system - What is working for you? What are the problems that you have come up against? Any suggestions for others?